When you invest, you buy units in unit trusts of your choice and they are registered in your name until you decide to sell them.
We will send you a statement once a quarter showing how many units you have in your account, and what the rand value is.
Yes, we are a registered Financial Services Provider (FSP #118) with the Financial Services Board in South Africa.
We are compliant with FAIS, FICA and all other relevant regulations for the services we offer.
You may have noticed that our unit trust fund names include the “BCI” after BlueAlpha e.g. BlueAlpha BCI All Seasons Fund, and that when you you invest with us, the money is paid across to BCI and investment statements are received from them.
BCI, Boutique Collective Investments (RF) (Pty) Ltd is a leading large independent Collective Investment Schemes service provider. They provide administration and distribution services to BlueAlpha.
The total BCI unit trust assets under administration is in excess of R90bn, spread over more than 275 unit trust funds.
When you invest with BlueAlpha, your money is paid across to a designated unit trust fund bank account at The Standard Bank of South Africa Ltd.
They are the custodian of the bank accounts and BCI are the administrators of the account. BlueAlpha has no access to to the unit trust bank accounts.
The longer you stay invested the less your chance of experiencing a capital loss.
Looking back at a 55-year history of the South African markets, over a one year period, equities have had a negative nominal return in 21% of the years on record and bonds 15% of the time.
Looking at a 5-year investment horizon, equities have never had negative nominal return. The average nominal equity return over a 5 year period has been 19.8%.
Equities were the top performing asset class in 44 of the 55 years measured (1960-2015)
We do not recommend that investors consider equity investments for less than one year period.
(source: I Net, SARB, SBG Securities analysis)
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